Well…have been thinking about this for quite a while but today I got the process started to find and buy a house….I guess what spurred the whole thing is finding out my life insurance has 45K in cash value that I can use for a down payment….and I just talked to my brother the realtor and he is going to refer me to a mortgage broker he works with to get that process started…he is also setting up an automated search process that will e-mail me listings every day…just ran the numbers and on a 60K mortgage, the payment is 249 bucks a month…and even adding in the taxes, electric, heat, and internet, the payment is almost 100 bucks less than just my rent payment here….the only sticking point is that I’m just going to have my SS for income….I am getting excited to be moving on with my life….and, if I continue to live frugally, it can be a good one….and then I can work or not work….

Well…running a little early today since I have been up for quite a while….slept okay last night but no dreams to speak of and that is a disappointment….my back has been good for the past few days and I’m not sure why…but I’ll take it…haven’t really had any pain and that is a good thing….I did get the shifter on the bike adjusted and it is working great again….but there is a huge squeak that I can’t find and that is really annoying….will have to try to fix that before I go out this morning…didn’t get anything done yesterday and I am feeling a little depressed this morning so I may not get anything done today, either….it’s not like I have that much to do….more later…..

Well…running a little late today…almost forgot to do this before getting on the bike…slept okay last night but I know I didn’t eat enough so I’ll probably be out of energy by the time I get back…just haven’t felt like eating lately….didn’t get much done yesterday but I will have to do better today…the bathroom needs to be cleaned so I think I’ll try to do that today…I do need to get most things done before 11 when Man U plays…but the race doesn’t start til 3 so I’ll have some time after the match is over…I do have to adjust the fine shifting before I ride today but that shouldn’t take too much time…I hope anyway…..more later….

Well…ave been having a nice day other than breaking a shift cable on the bike and having to ride it home with it in top gear….but, I have a new one on it already and it just needs fine adjustment…that needs to wait until the adhesive on the new shims dries….I did get my new case for the new phone and I really like it for 8 bucks…built really well and feels good in my hand…and now I don’t worry so much with dropping it…still don’t think it will protect like an otterbox but it is not as bulky, either….I did get some info from my life insurance company and found that my policy is much smaller than I thought…but, it does have 45 grand in cash value and I think I may cash it in and put a down payment on a house if I can find one for about 100K….that would make the payments only about 350 bucks a month…less than half what I’m paying in rent…maybe I’ll get my brother on finding me one….need to be out of here by November…that would be really cool……

Well…running a little early today and I don’t care why…feel a little crappy today since I was not good last night….and I don’t care about that either….had a fun day yesterday with shooting pool and having the top down out and back….I think I won…but that will probably be the last one for a while….I should check the mega to see if anyone won…yep, someone in Illinois…darn….oh, well….I need coffee….one cool thing is the premier league starts again this morning and it’s nice to have something to run in the background as I do these…I am still geeked about getting a SD ticket yesterday for 39 bucks….should be a ton of fun….not much to do today….have to get a bike ride in but that is about it…..and cook….should clean the bathroom and I just might…but I might not…more later…

Well….got a pretty big surprise yesterday when I got an e-mail saying that Steely Dan is coming to the VanAndel here in GR…tickets go on sale today and I am going to try to get a pair…not sure why since I don’t have anyone to go with but I guess I could sell the second one…can’t really afford it but it would be cool to see SD here in town…had a pretty good day yesterday but didn’t get much done…and today looks the same….just don’t feel like doing much right now….don’t hurt too much today…no back pain or any other pain other than the normal stuff….I did make potato salad yesterday and got it pretty close to what I remember as a kid….I remember fishing with it on the hook…the bluegills loved it…I do have pool today and I am looking forward to it…haven’t driven the car at all in the past two weeks…more later….

Well…running late today with the grocery run done this morning and I have lots more to do so it is going to be a busy morning…need to get my hair cut still and then over to ups to send the old phone off…so this one is going to be short since I still have to pack the old phone up….had the top down over to Meijers and left it down for the rest of the errands….didn’t get a lot done yesterday but I will get a lot done today after errands since it is going to rain….hope I can get the bike ride in dry since I don’t have a bag ready to fit the new phone in…I do need to cook today but that will late til later….okay, need to get started packing the phone…more later….

Well…running a little early today and after day three of being good, I feel pretty good this morning…slept okay last night but still tossing and turning but I’ll take that….still pretty sore today after getting back on the bike yesterday but it was s good ride and I hope for another one today…but I need to wash the car today, too, so I can wax it later…..and I need to send the old phone back so I don’t get charged for it….I do like the new phone but almost screwed it up with an app that took over the phone and reconfigured it…got that fixed and I think I’ll live with it how it is for a while….I do need to try some new tones for the texts since it’s a little weird….not much to do today…need to move early today…going to wash the car as soon as I’m done with coffee so it will dry…and the glass is streaky and I need to double up on the ammonia to clean it…more later….