Well…okay…you guys all know I’m pretty old since I talk about retirement and old guy stuff once in a while..but, I really do try to keep that to a minimum to not bore my younger readers…but, today I am going to talk a little about Medicare and the changes I made this morning. The biggest problem with conventional Medicare is that, if you have an extended hospital stay, you are on the hook for 20% of it no matter what the cost…and it is pretty easy to get into six figures for even just a short stay….and that means a bill for me of over 20K and I just couldn’t pay that. So, this morning, I switched over to a Medicare advantage plan that any hospital stay of any length will only cost me 4K at the most and they start paying all of the bill after 7 days in the hospital…so, that reduces my exposure to going broke quite a bit and it only costs an extra 9 bucks a month…and that include basic prescription coverage, too…that I just found out increases in cost for every month you don’t have coverage. I still may add some dental coverage in the next month but I want to think about that for a while…and I have two months to make that decision…so, that takes a load off some and I even get to keep my doctors…pretty cool…and I am going to celebrate that by doing nothing the rest of the day…and month for that matter…no more later…