Well…just can’t get started today and there is a reason for it…and I think you know what that is….slept okay last night but the dreams have gone away and that is a little disappointing…was pretty entertained for a couple of weeks and losing that is not a good thing…oh, well….didn’t get a lot done yesterday but I did get some things done so I guess that’s an accomplishment….will try to get the bathroom done today and then continue with getting rid of stuff around here to de-clutter this place some….I did have a good bike ride yesterday and I hope today will be the same…might have to adjust the seat again sine I was not too comfortable on the seat and I can’t figure that out…but, I will….more later….
Category Archives: My Life
Still a little irritated…
Well…sitting here still a little irritated about the whole house thing…but, I’ll get over it and figure something else out….the big thing is I’ll have money coming in in a month so that will be cool….I did get some work done around here today and I think I need to continue that…stuff has collected that I need to start getting rid of and I took the first steps today that makes me feel a little better…I am not going to do any trump today since he is an idiot who doesn’t deserve my time…at least today…have been talking to my oldest son lately and it’s kind of funny when he said with some surprise in his voice: gee dad, we’re talking just like we’re friends! That made me smile for quite a while and I still feel good about it…..so, that’s it for the day…..
August 17th
Well….running a little late today with doing the abbreviated grocery run….have to keep my spending to 40 bucks a week for the next month and I’m not sure how easy that will be….I guess I’ll take a few days off eating each week…I could use losing 15 pounds or so and this would be a good time to try….left the top down when I was at Meiljers and a shower came through and soaked the car…not really soaked but wet…will have to put the top down later to dry it out…first time that has happened….had an okay day yesterday but didn’t get much done other than making some ham soup that came out good….have 6 quarts that will help get through the next month….not sure how much I’ll get done today…the bathroom needs work but not sure if I’ll get to it….need to do a bike ride first and have more coffee…more later….
August 16th
Well…running a little early today and I feel pretty crappy on top of that….still reeling a little from not being able to buy a house but I am not going to let that ruin my day…feeling crappy might but I have started to make some ham/pork shoulder soup and that smells good so I guess life is okay…slept crappy again last night and it looks like there will be a nap involved at some point in the future….don’t hurt too much today and the two aspirins I took yesterday really helped when I was on the bike….I do need coffee right now so I am going to get some…not much to do today…I am going to start getting rid of stuff around here just in case I can figure out how to get out of here….but I may just do nothing today but make soup…more later….
I guess I spoke too soon…
Well…if you were here yesterday, you noticed a little enthusiasm on my part that I was finally going to get out of here and be able to buy a house…well, that dream looks shattered now…just got off the phone with the mortgage broker and he informed me that since I have no recent credit history…a mortgage is not going to happen…just because I was able to pay my bills without credit cards or loans, I now don’t qualify for any loans…it doesn’t matter that I have paid my bills on time for my entire life…and it doesn’t matter I’ve paid rent here on time for 15 years, that I’ve paid all my bills on time…none of it matters…just that I haven’t borrowed any money in too long of a time…it doesn’t matter that I am coming in with 40K in cash…nothing matters but the damn credit score….I need a drink….
August 15th
Well…running really early today and it’s just because I got up so early….didn’t sleep too well last night with all the new stuff going on so I guess I’ll get used to it….was really sore all day yesterday and today is starting out the same…not sure how I hurt everything…even have pain in my sides that I never get….but, I think some ibuprofen should take car of that….even working on this without coffee as I wait for it to finish…and that’s really early….I am a little nervous about hearing from the mortgage broker today and finding out I don’t qualify for a loan…that would be crappy….I did talk to my oldest son for a couple of hours yesterday and that was nice…we are so much alike that is it a little weird….not much to do today….going to clean some but that is about it….going to make ham soup tomorrow since I need to stretch the food dollars for the next 6 weeks….just ran out of money so there will be a lot of cheap pasta and water for quite a while….more later….
A house….
Well…have been thinking about this for quite a while but today I got the process started to find and buy a house….I guess what spurred the whole thing is finding out my life insurance has 45K in cash value that I can use for a down payment….and I just talked to my brother the realtor and he is going to refer me to a mortgage broker he works with to get that process started…he is also setting up an automated search process that will e-mail me listings every day…just ran the numbers and on a 60K mortgage, the payment is 249 bucks a month…and even adding in the taxes, electric, heat, and internet, the payment is almost 100 bucks less than just my rent payment here….the only sticking point is that I’m just going to have my SS for income….I am getting excited to be moving on with my life….and, if I continue to live frugally, it can be a good one….and then I can work or not work….
August 14th
Well…running a little early today since I have been up for quite a while….slept okay last night but no dreams to speak of and that is a disappointment….my back has been good for the past few days and I’m not sure why…but I’ll take it…haven’t really had any pain and that is a good thing….I did get the shifter on the bike adjusted and it is working great again….but there is a huge squeak that I can’t find and that is really annoying….will have to try to fix that before I go out this morning…didn’t get anything done yesterday and I am feeling a little depressed this morning so I may not get anything done today, either….it’s not like I have that much to do….more later…..
August 13th
Well…running a little late today…almost forgot to do this before getting on the bike…slept okay last night but I know I didn’t eat enough so I’ll probably be out of energy by the time I get back…just haven’t felt like eating lately….didn’t get much done yesterday but I will have to do better today…the bathroom needs to be cleaned so I think I’ll try to do that today…I do need to get most things done before 11 when Man U plays…but the race doesn’t start til 3 so I’ll have some time after the match is over…I do have to adjust the fine shifting before I ride today but that shouldn’t take too much time…I hope anyway…..more later….
Some stuff….
Well…ave been having a nice day other than breaking a shift cable on the bike and having to ride it home with it in top gear….but, I have a new one on it already and it just needs fine adjustment…that needs to wait until the adhesive on the new shims dries….I did get my new case for the new phone and I really like it for 8 bucks…built really well and feels good in my hand…and now I don’t worry so much with dropping it…still don’t think it will protect like an otterbox but it is not as bulky, either….I did get some info from my life insurance company and found that my policy is much smaller than I thought…but, it does have 45 grand in cash value and I think I may cash it in and put a down payment on a house if I can find one for about 100K….that would make the payments only about 350 bucks a month…less than half what I’m paying in rent…maybe I’ll get my brother on finding me one….need to be out of here by November…that would be really cool……