Well…have been thinking about this for quite a while but today I got the process started to find and buy a house….I guess what spurred the whole thing is finding out my life insurance has 45K in cash value that I can use for a down payment….and I just talked to my brother the realtor and he is going to refer me to a mortgage broker he works with to get that process started…he is also setting up an automated search process that will e-mail me listings every day…just ran the numbers and on a 60K mortgage, the payment is 249 bucks a month…and even adding in the taxes, electric, heat, and internet, the payment is almost 100 bucks less than just my rent payment here….the only sticking point is that I’m just going to have my SS for income….I am getting excited to be moving on with my life….and, if I continue to live frugally, it can be a good one….and then I can work or not work….